Member Guarantees the Loan
You stand behind a specific person and project. Your guarantee, not blind transfers, unlocks the funding, so accountability is built in from day one.
ADCCUL's signature product
The Uplift Account, a Hand up, Not a Handout
Our unique Diaspora Guarantee system lets you empower your loved ones responsibly: ADCCUL funds the project while you guarantee the vision.
Zero Cash Handout, 100% Investment
No envelopes of cash that evaporate. Every franc becomes stock on shelves, materials on site, or fees paid to the school, assets you can point to.
Direct Project Funding
ADCCUL disburses straight to verified suppliers and institutions, checks progress on the ground, and reports back to you, wherever in the world you are.
See It Explained
Watch: How the Uplift Account Works
Three minutes that change how you send money home. The video below walks through the Diaspora Guarantee system step by step.
Join & Open Your Uplift Account
Become an ADCCUL member (in-branch or remotely) and open the account with your first deposit.
Register the Project & Beneficiary
Tell us who you're uplifting and what for, a business, education, housing, farming.
Guarantee the Vision
Your savings and guarantee back the loan; ADCCUL structures fair terms with the beneficiary.
We Fund It Directly
Payments go to suppliers, schools and contractors, verified by our officers, reported to you.
Official ADCCUL presentation video. For the best experience use Wi-Fi; the video also plays fine on mobile data.
Get the App · Open in Minutes
Scan, Download, and Open Your Uplift Account
Manage everything from your phone: open the account, track project disbursements, chat with us on WhatsApp banking, and watch your impact grow, 24/7, from any country.
- Secure mobile app transactions
- Instant WhatsApp banking support
- Direct international remittances
- Daily account balance updates
App store links will be added here as soon as the mobile app listing is live, for now, the QR code opens this page and onboarding continues on WhatsApp.
Scan to startadccul.com/uplift-account
Uplift Account FAQ
Questions Families Ask Us
It is ADCCUL's signature Diaspora product. Instead of wiring cash to relatives, you open an Uplift Account and guarantee a specific project, a shop, a farm, school fees, building materials. ADCCUL then funds that project directly, paying suppliers and institutions rather than handing over cash.
Diaspora members who want to support family or invest back home responsibly, and local members with a viable project who have a relative or sponsor abroad willing to guarantee it.
Funds are disbursed directly to verified suppliers, schools or contractors, never as loose cash. Our loan officers verify each stage on the ground, and you receive updates. Your guarantee is held under the same regulated framework as all ADCCUL accounts.
ADCCUL membership (which you can complete remotely), a valid ID, and your first deposit. If you are guaranteeing a project, we will also register the beneficiary and the project details.
Yes. The Uplift Account is designed for remote management, through our digital banking app and instant WhatsApp banking support, 24/7, from any country.
No, that is the point. Zero cash handout, 100% investment: money goes to the project. This protects both your relationship and your investment.
Requirements at a Glance
- ADCCUL membership (open remotely or in-branch)
- Valid ID, national ID card or passport
- First deposit into your Uplift Account
- Project & beneficiary details (for guarantees)
- Shares from 10,000 FCFA to grow your stake
