ADCCUL provides responsible financial services that help low-income entrepreneurs, families and Diaspora members save, borrow and invest with confidence, from Limbe to the world.
No-monthly-fee savings with flexible options for farmers, traders, students, bike riders, taxi drivers and professionals. High-yield Diaspora savings, Regular Savers and children's education plans, all earning annual dividends.
Open a savings accountLow-interest, member-based loans with a simple credit policy and quick disbursal, whether you're growing a business, improving your home, covering an emergency or funding a project from abroad.
Apply for a loanSecure channels for the Diaspora to invest back home: remote membership, shares from 10,000 FCFA, guaranteed local projects, and the Uplift Account's direct project funding.
Invest from abroadMore than money: SME financing plus guidance, a dedicated relationship manager and financial literacy workshops so your business survives and scales.
Grow your businessManage your money 24/7 from home or abroad: secure mobile app transactions, instant WhatsApp banking support and daily account balance updates: ADCCUL anytime, anywhere.
See the app & Uplift AccountSupport loved ones back home with fast, reliable and affordable transfers, global reach, multiple pay-out options and low fees, whether it's for Family Support, education or emergencies.
Send money homeFree, easy-to-understand training in money management and cooperative values: budgeting tools, credit and debt management, workshops and webinars for every member.
Read the education blogWe fund local initiatives that create lasting change, education and youth programs, health, housing and environmental projects, because stronger communities grow stronger members.
Our community missionBeyond savings and loans, ADCCUL manages payrolls for businesses, pays school tuition directly, structures njangis, dispenses Family Support money responsibly and helps finance and manage members' developmental projects, at home and abroad.
Ask about these servicesOwn a piece of the institution that empowers your community. Ordinary shares at 10,000 FCFA (minimum 10 shares), preferred shares from 100 shares, and annual dividends on shared success.
Become a shareholder