Terms of Use

Last updated: July 2026.

1. About This Website

This website is operated by African Diaspora Co-operative Credit Union Ltd, a registered and regulated Category 1 Microfinance Institution in the Republic of Cameroon, with its office at 15 Nambeke Street, Half Mile, Limbe, South West Region, Cameroon.

2. Information, Not Advice

Content on this site, including calculator results, projections and product descriptions, is provided for general information. It is indicative only and does not constitute financial advice or a contractual offer. Actual rates, fees and terms are those confirmed in writing at the branch or in your account documents.

3. Calculators and Projections

Calculators use standard formulas and the inputs you choose. Results are estimates; ADCCUL is not liable for decisions taken on estimates alone. Pension plan projections are model illustrations, not guarantees.

4. Acceptable Use

You agree not to misuse the site, attempt unauthorized access, submit false information through our forms, or use content to mislead others.

5. Intellectual Property

The ADCCUL name, logo and site content belong to African Diaspora Co-operative Credit Union Ltd. You may share links and download materials we provide for that purpose (flyers, the membership guide); other reproduction requires written permission.

6. Liability

We work to keep information accurate and the site available, but provide it "as is" without warranties. To the extent permitted by law, ADCCUL is not liable for indirect losses arising from use of the website.

7. Governing Law

These terms are governed by the laws of the Republic of Cameroon. Questions: info@adccullimbe.com.